People Who Care. Technology That Delivers.

Capitola is the Next-Gen Specialty Brokerage. We blend human expertise with cutting-edge technology to deliver access to top markets, unmatched service, and unbeatable value. Get faster quotes, transparent communication, and lower costs – it's wholesale, reimagined.

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Professional Liability

Capitola specializes in Professional Liability coverage across key classes. We cater to medical professionals, accountants, lawyers, insurance agents, architects, engineers, software/hardware professionals, payment processors, financial planners, and the entertainment industry.

Capitola stands as a reliable ally for retail brokers, offering tailored solutions to meet the distinct requirements of their clients in various professional sectors.

Management Liability

Capitola offers a comprehensive suite of Management Liability products, including Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Crime Insurance. Our broad appetite encompasses startup operations, private/public/non-profit companies, and, on a limited basis, financial institutions.

Additionally, we specialize in placing challenging risks such as cannabis, distressed risks, non-renewed policies, digital assets, and online gaming. With a commitment to meeting the diverse needs of our clients, we stand as a trusted source for tailored insurance solutions in Management Liability.


Capitola specializes in wholesale cyber insurance, extending tailored coverage across diverse industries; from startups to public companies in sectors such as technology, healthcare, financial services, professional services, hospitality, manufacturing, wholesale, entertainment, construction, and real estate.

We excel in placing challenging risks, encompassing areas such as cannabis, distressed risks, non-renewed policies, digital assets, and online gaming. Our strength lies in delivering comprehensive coverage through a diverse array of carriers, ensuring that we meet the specific needs of clients of all sizes.

Access to Top Markets

With deeper relationships at carriers, we are uniquely positioned to find solutions that fit every client opportunity – from the biggest to the smallest to the most challenging. Offering a seamless experience of access to the best deals, products and markets through our trusted carrier partners. 
Trusted partnerships with 15+ Carriers
Licensed across key states: California, Connecticut, Delaware, Florida, Georgia, Illinois, Massachusetts, North Carolina, New Jersey, New York, Pennsylvania, South Carolina, Texas, Washington
Access unique markets for Hard to Place Risk
Best deal the first time, every time

White Glove Service

Our specialized experts are always responsive, doing away with the need to chase your wholesale broker. Receive email updates or log into our portal to check your submission status, generate marketing summary reports, and access additional features. So you always know what you need to know, and what you need to do next.
Friendly faces, brilliant minds - your dedicated technical experts
Acknowledgment sent within minutes with carrier list
Fast and accurate competitive quotes
Referral quotes swiftly crafted with efficiency

Save Time. Drive Revenue.

Not only do we save you valuable time comparing quotes, we also open doors to increase your revenue. We pay highly competitive commissions and have a transparent fee structure empowering you to write more business profitably. We put the whole in wholesaler, extending our service along the entire lifecycle of policies.
Earn 50% more commission vs. traditional wholesaler
Best coverage and most competitive rates
Account rounding and cross-sell opportunities
Effortlessly demystify and manage risks with AI-powered insights

Ease of Doing Business

Tailored solutions, backed by AI, free you to be the preferred broker.Impress clients with more, work smarter, not harder; let AI be your silent partner.
Instant access to client ready documents
Transparent submission status
Surplus lines taxes and fees reporting
Receive assistance along the whole lifecycle

Backed by great investors

Excess Placement

Capitola Empowers Brokers and Their Team to Streamline the Placement Process for Large Commercial Insurance
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Save time with our automated workflow and free yourself to focus on serving your customers and growing your book


Find the right capacity providers for each risk using our groundbreaking AI-based risk appetite matching


Never miss a renewal date and collaborate better with your team using our dashboard and delegation tools

Automate Renewals

Turbo-charge the renewal process by using automation and AI-based prediction
Pre-market to incumbents for renewal indication
Project premium rate changes
Quickly market to new carriers for alternatives

Data-Driven Approach for Sourcing Excess Capacity

To complement brokers’ relationships and expertise
AI-assisted matching to find the best capacity providers
Get detailed reports on carriers’ risk appetite
Manage your book of business across coverage lines

Auto-Generate Customer Facing Materials

With the click of a button
Marketing Summary
Expiring Program Summary
New Program Proposal

Leadership Team

Sivan Iram

Co-Founder / CEO

Naor Rosenberg

Co-Founder / CTO

Amit Ben Nathan

Co-Founder / CPO